All right, so as soon as this stuff reaches another level, the learning will be fun and easy. Smartphones of course make everybody have access to it. So the "how much does it cost" part and "how do you get there" will largely be solved by technology.

The other advantage you have of online learning is that you can sample it very quickly and if you're not getting what you want you just stop and find another source. So as long as there's enough competition you can sample and say that's not for me and get out. That's harder to do if you sign up for a class in college.

The other thing you could see is that if you have AI and lots of data mining you can imagine that as you're taking tests and as you're working through your online courses that employers perhaps could find out that you're good at whatever it is that they need. And they might find that out just by your test scores and how you're developing online and then they could approach you and say, "I know you're only in your second year of what might take three or four years but wow you're killing it. Maybe we should have a relationship."

So you could actually be doing your job search simultaneous with your classes without any extra effort because you're creating data by taking tests, etc. that will tell employers if you're the kind of person that they might someday want.