But if you only have one functioning person or no functioning people, I don't think your love language is going to fix that. "Yeah, well you're an abusive alcoholic, but maybe if I gave you gifts, maybe that would turn things around." No, no. Your abusive alcoholic gifts are not going to turn it around.

Here's another "follow the money" for you. How many of you are alarmed, you should be, that insurance actuaries are saying that there's a lot of excess death? How many of you are alarmed by insurance company experts who really are the ones you trust, right? Because they have to base their entire economics on being right. So I believe it's the insurance companies who are telling us there's excess mortality. Am I right? Can you give me a fact check? It's the insurance companies who have the most reliable, credible data that says we have excess mortality that we can't explain, right? And somebody on X said, "Well it must be true because you're hearing it from the companies that have to get it right." Is that fair?

Let me give you a test. These are companies that have to get it right, so therefore they're the most credible source for whether or not there's excess mortality, right? Yeah, okay. Well there might be one problem with that. Do you know how insurance companies set their rates? Does anybody know how they set their rates? It's based on what their risk is, yeah. So they set the rates based on the perceived risk. If the mortality rate was exactly the same every year, what would their rates be? Same every year. Same, because the mortality rate would be the same. Now they'd adjust for maybe inflation or maybe competitive forces, bu