ho makes over 400,000 a year as well. So he's running for president on raising taxes. He's not good at explaining how economies work, because if you raise taxes on the billionaires, well they're going to find some other country probably. They should. All right, he says no billionaire should pay a lower tax rate than a teacher, a sanitation worker, or a nurse. What if I told you when people use the percentage but not the total dollar amount, or they use the dollar amount but not the percentage, in every case if they do one without the other it is a lying propaganda persuasion technique, right? It doesn't matter which one you see. If you see one without the other it's always, it's just propaganda.

Let's say you want to put a cap on credit card fees and make the credit card companies only recover the amount it costs them to, you know, recover. You know, I'll tell you, I used to work for the phone company as you know, so I got to hear things behind the curtain, what people really thought about things. And we used to laugh that our most profitable line of business in the phone company was unpaid bills. Unpaid bills were our most profitable line of business, because we would charge somebody, you know, I don't know, $25 or something, a reconnection fee. So in addition to whatever late fees they would still have to pay, you know, we get an extra $25 we weren't going to pay. But the reason it was like free money is that everybody has to pay their phone bill. If you don't pay your phone bill, or at least in those days with one local phone company, if you didn't pay your phone bill you didn't have an option of another phone company in those days. So they could guarantee that you would pay. You had to. So they could just give you any penalty they wanted. You'd pay it. So yeah, we were evil bastards and we knew it.

What about the banks? Do you think the banks know that the credit card late fees are really abusive? Of course they do. Yeah, of course they know it's abusive, but they were getting away with it. So I'm going to have to back Biden on capping credit card fees, and maybe doing something with drug prices. I don't know that Trump wouldn't have done something with drug prices. I don't think he would have kept the credit card fees if that feels like anti-competitive. Doesn't seem like something Trump would have done. And I'm not sure it's necessary in a competitive environment. You think that at least one credit card company would come up with the idea of not having that penalty. You think the free market would take care of that really easily? Credit cards are a pretty competitive business, right? Nobody wanted that business, you know. So these are things that sound great in context. They might be very different. They're in bed with the banks, you say.

All right, so Trump tried to be doing live posting on Truth. Now I couldn't get into Truth last night because it was unavailable. Did anybody try to get in? It kept crashing. Was it crashing because it was getting attacked? I'll bet it was hacked. I'll bet it wasn't a regular capacity problem. Yeah, to me that sounds like a dirty trick. Oh, so was X had a problem? Well maybe it's the same thing to knock down my internet. I guess we'll find out. Are there any Californians here? Any Californians with no, especially Northern California? Anybody with no internet in Northern California besides me? Is that a yes? Anybody Northern California with no internet? No, you've got it or not. I guess it's just me.

All right, so Biden was well prepared, and he was well prepared for his critics as well. So when the critics started yelling "say the name of Laken Riley" because she was a victim of an undocumented person, he was ready and he had a pin with her face on it and he said her name. It looked a little too prepared. Well some say he said her name wrong, it's Lincoln, but that's probably just because he slurred a lot. So he did a good job of knowing what the criticism would be in the room and having his little prepared thing. Oh, Marjorie Taylor Greene gave him the pin. Well he was ready. He was ready because he immediately said her name and then went into a thing about how bad it was. So he was very ready for it.

I would say that I would give his, see the trouble is you have to either decide whether you're ranking him for how well he did considering his age or are you ranking him compared to everybody. If I rank him compared to good speakers, let's say Obama or Reagan or Bill Clinton or Trump, I would say all of those four I just mentioned would be, and I would give him maybe a C, C minus for actual presentation. But he's, he really only had to survive and he did. He survived. So he did everything he needed to do for his base, and the people who don't like him still don't like him. So it didn't make any difference at all, I don't think.

I did see, maybe it was Charlie Kirk saying that it looked like there was a change in strategy and that maybe they found out that the dictator thing wasn't working. So he didn't say extreme or MAGA or dictator, did he? Which seemed a little obviously missing. So it looks like maybe he got the idea that we were going to mock him mercilessly for doing the real obvious stuff. It ruined our bingo too. All right, so he didn't do, he did do something about chaos though, right? So he used chaos. He used Hitler. I don't know if he used extreme. He used predecessor a lot. Yeah. So we don't know if this signals anything about the campaign because the State of the Union is its own animal.

All right, speaking of freedom. Well I guess Nancy Pelosi slammed Joe, not slammed him but said Joe Biden should have talked about Laken Riley's killer as an undocumented, whereas he referred to the killer as illegal man. All right. Are you amazed that they're actually telling Democrats that there's no immigration problem? And basically they're saying there's not really a problem. It's kind of unbelievable that that's happening.

All right, acco