rm mortgage on day one, so it's cheap in your payments, but as soon as you make more money, if you do, you don't have to, but if you did, you could pay it down so you get everything.

So that would be one example, but how many people can know for sure that they're going to make a lot more money later compared to how much they're making now? That's a little iffy. So everybody's got to manage their own risk profile. But this is why you need a Bill Pulte because this is the sort of thing that's psychological as much as financial because people would have to think I understand what this is. I understand when I would use it and I understand what the government is doing to make this easier for me. And that's the sort of thing that a Pulte can do that an average person who's not good at persuasion couldn't do. But Pulte is amazing.

Trump apparently has made some threats to Nigeria based on some coverage from Fox News. Apparently, at least that's the reporting. And there's an article in the Wall Street Journal by some good work by Annie Linskey and Drew Hinshaw and Joe Parkinson. And apparently the leader of Nigeria doesn't think it's such a big problem. And the problem that Trump is complaining about is he would call it a genocide of Christians. And he thinks that the Islamic goat herders have some very long-term historical beef. They got a beef with the other cattle herding people I guess. So there's two entities that are fighting. One of them is Christian. The Christians seem to be outnumbered, but we're not really getting the best information about how many people are involved. This is another one of those. How many people are involved? Is it a lot? Which direction is it going? Is it getting worse?

So I do like the fact that Trump jumped in before he knew all the details. Let me say this. If you found out later, and I'm not sure that you will, but if you found out later that the problem wasn't as big as you thought, but it was real, would you be okay with how he handled it? I would, because he got something going. Suppose he made some claims like, "Oh, I heard on the news that 20,000 people got murdered and they were all Christians and their churches got burned down." And then you found out that it wasn't 20,000, it was a thousand, would that make you think worse of him? Not for me. No. No. He might be just genuinely wrong. But I always tell you he has a bias for action. And whatever the option set is, he always picks the strongest option.

But watch how many times I tell you that. And every time I do, you go, "Oh, I should have caught it that time. Shouldn't have caught it. You should have caught it this time." Yeah. The by far the strongest thing you could do is not ask for details on who's actually going to hurt over there. There's nothing stronger than I might send my military over there as your first reaction. That's pretty strong. Doesn't mean he's going to do it. It means instead of him having to prove there's a problem, it kind of flips the responsibility onto Nigeria. Now Nigeria, if they're smart, are going to have to offer Trump some kind of assurance that somebody credible, I don't know, the UN maybe, is going to watch this situation and make sure that there's not some kind of genocide that's forming. You know, there might be a bubble forming even before it happens. So I think he's playing it exactly right. And that if he takes the strongest position every time, you're just gonna see the best president who's ever been, and I t