p, you're going to move further than it would be comfortable to be the owner of something being rebuilt because you really need to visit the site a lot. If you've ever built a home you kind of need to go there a lot. I think people are going to assume they'll rebuild but when they get settled somewhere else that won't be that close maybe the new life looks better than trying to go back. So I think it's highly unpredictable.

If you want the positive news on that it would be that it is like the best place on Earth. It is just one of the best places. So if it's land, land, land, if that's the real estate rule then it will be rebuilt and maybe we'll be surprised that California bends some rules, makes it easier to do. Here's one thing they could do. They could say you could put an ADU on your property right away if it meets these minimum requirements. So ADU stands for additional dwelling unit. So that'd be like a little, it'd be the size of a mobile home but they're more like a regular home and you could plop it on the property if you have a backyard and if you wanted to you could live there. But even that's going to take a long time. So there might be some fast approval of ADUs just so people can be close, can have some continuity and live near their friends. But I don't know how many people would take that option.

Meanwhile the pope is now the latest victim of what I call the Trump effect. Well other people call it that too. The pope is railing on a January 9th speech. He's